Financial services organizations generate millions of daily signals. Most expire before anyone acts—not because they go undetected, but because knowing and doing are too far apart. Teradata closes that gap.
Every line of banking has distinct customers, risk factors, and data sources. Teradata addresses all of them—on one platform, with unified governance.
Retail banking runs at the highest volume and the thinnest margin per relationship, where expectations are set by technology companies, not banks. Teradata connects product, payment, channel, and network signals fast enough to catch friction before it becomes a complaint—and to offer the next best action before a customer looks elsewhere.
Commercial relationships are fewer in number but far greater in value and complexity, and credit decisions demand more than the financials submitted at origination. Teradata unifies entity, product, payment, and network data—including corporate hierarchies and beneficial ownership—so relationship managers see connected-party exposure and concentration risk that account-level views miss.
Wealth clients expect proactive, personalized advice, not reactive service. The cost of losing a relationship is the household, the estate, and the referral network—not one account. Teradata captures the time and network dimensions of a client's life, including inheritance, business sale, retirement, and estate transfer, so advisors can deepen interactions and strengthen clients' relationships.
Capital markets businesses operate where speed and risk intersect, and the margin for error in latency, data quality, or model governance is effectively zero. Teradata's load/model/trigger/act architecture ingests trade and market data, models risk in-database with full lineage, and fires event-triggered alerts in milliseconds.
Teradata is a leading provider in the financial services sector. As a result, we offer curated, governed, reusable tools that apply across dozens of real-world use cases in your highly regulated, fast-moving marketplace—and turn data into meaningful decisions.
Unify behavioral, transactional, demographic, channel, and third-party data into one governed Customer 360 view to increase customer lifetime value (CLV) Built on the Teradata Financial Services Data Model, it offers 4,068 entities and 17,360 attributes ready to use.
Stitch together fragmented mobile, web, branch, and ATM interactions into the true path to resolution. Identify friction and intervene in real time to improve outcomes and cost-to-serve.
Analyze root causes, escalation paths, and sentiment across inbound calls, emails, and chat. Fix systemic breakdowns before they reach regulators—and before customers become former ones.
Connect survey scores to actual behavior and channel interactions. Go beyond NPS to understand what drives loyalty—and what erodes it—at the individual customer level.
Predict attrition, surface unmet needs, and model the full profit potential of every customer relationship—so retention investment gets weighed against acquisition spend, not guessed at.
Meet KYC, AML, and suspicious transaction monitoring obligations with purpose-built, continuously running detection—on the same governed data and lineage as every other model.
The signals inside your organization are waiting to be activated. Learn more about how to turn intelligence into action today.
Connect with key industry partners and powerful technology solutions to accelerate time-to-value and solve critical business challenges—with the security financial services organizations demand.
Reduce risk in today’s complex, evolving regulatory environment. See how Teradata is committed to meeting global compliance needs.
17 of the top 20 global banks already run on Teradata. The signals your bank generates every day are waiting to be activated.
